Terms & Conditions

Agreement to these terms

These terms govern your use of safestrategiesfinancial.com and related pages operated by Safe Strategies Financial, a DBA of Herbst Insurance Group LLC. By using the website, you agree to these terms. If you do not agree, please do not use the site.

Educational information only

Website content is provided for general educational purposes. It is not individualized investment, tax, legal, accounting, or financial advice; an offer to sell; a solicitation to buy; or a recommendation of any security, insurance policy, annuity, or strategy. A website submission does not create an advisory, fiduciary, insurance, or client relationship.

Insurance products and availability

Products and services are available only where properly licensed and authorized, and availability depends on state, carrier, product, underwriting, suitability, training, and individual circumstances. Producer Brenden Herbst holds NPN 21156322. Licensing information does not establish carrier appointment or product availability.

Insurance guarantees are subject to the terms, exclusions, and limitations of the applicable contract and the claims-paying ability of the issuing insurance company. Insurance products are not bank deposits and are not FDIC insured. Indexed universal life insurance and annuities may include charges, surrender periods, limitations, and non-guaranteed elements that should be reviewed carefully.

No guarantee of results

Examples, illustrations, calculators, projections, and descriptions are not promises of future performance. Financial and insurance strategies involve risks and tradeoffs, and results can differ materially from expectations.

Communications

When you submit information, you authorize us to respond to your request using the contact information provided. Marketing text messages and artificial or prerecorded voice calls require separate consent where applicable. Consent is not a condition of purchase. You may reply STOP to text messages or call (720) 800-9260 to revoke consent or request no further calls.

Acceptable use and intellectual property

You may use this site only for lawful personal purposes. You may not interfere with the site, attempt unauthorized access, submit false or malicious information, scrape the site at scale, or misuse its content. Site design, text, branding, and original materials are owned by or licensed to Herbst Insurance Group LLC and may not be reproduced commercially without written permission.

Third-party services and links

The site may use or link to third-party forms, calendars, communications platforms, analytics providers, carriers, or other websites. We do not control third-party content or practices and are not responsible for their availability, accuracy, security, or terms.

Disclaimers and limitation of liability

The site is provided on an “as is” and “as available” basis to the extent permitted by law. We do not warrant that it will be uninterrupted, error-free, or suitable for a particular purpose. To the fullest extent permitted by law, Herbst Insurance Group LLC and its representatives will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of the site.

Changes and severability

We may update these terms by posting a revised effective date. If a provision is found unenforceable, the remaining provisions continue in effect. Failure to enforce a provision is not a waiver.

Contact

Questions about these terms may be directed to Safe Strategies Financial at (720) 800-9260.